He wanted to know what I meant by down payment, so I said "you know like a deposit?", confused as to why he sounded so stressed. As soon as I said deposit a sigh of relief came. I was so confused. Apparently there is a difference between a deposit and a down payment. He assumed I was financing the dress, which means it is expensive and not in our budget. He was extremely relieved to hear the dress was in our budget and I was not going into debt to finance a dress!
Has anyone else stressed out their fi by using the wrong terminology during the planning phase?